I had a great experience working with Sterling Home Offer. Their communication was excellent throughout the entire process, and they made everything simple and stress-free. The team was professional, responsive, and very easy to work with. I truly appreciated how smoothly everything went and would definitely recommend them to others!
Home › Who we help › Foreclosure
Behind on payments or facing foreclosure? Sell before the auction.
Get a written cash offer within 12 hours. We buy as-is and close on the date you need, so the loan is paid off and you keep the equity you have left.
Sound familiar?
- Letters from the lender and a sale date on the calendar
- Late fees and interest growing every month
- No time or money to fix up and list the house
What we take off your plate.
As fast as 7 days when the title is clear, so you can close before the auction date.
The title company pays your lender from the sale. You don't pay anything upfront.
Whatever remains after the payoff is yours, paid at closing.
We're not attorneys or financial advisors. If you're considering bankruptcy or a loan modification, a HUD-approved housing counselor or an attorney can help with that side.
Four steps. No surprises.
- 1Within minutesQuick callA 5-minute chat about the house and your timeline.
No pressure
- 2Within 12 hoursWritten offerA free cash offer in writing, with the comps behind it.
Proof of funds on request
- 3On your scheduleYou decideLike it? Sign a simple agreement and pick your date.Not for you? Just say no.
No obligation until you sign
- 4The date you pickGet paidSign at closing and get your money.Need time to move? Stay up to 14 days after closing.
Title company or attorney
Sellers who've been there.
5.0Google ratingIf youve never been thru probate consider yourself lucky. Its a mess. Sterling actually knew what they were doing which is more than I can say for the first 2 companies I called. They worked with my attorney and didnt make it harder than it already was. ✨
Got a job transfer with three weeks notice. Listing the house and waiting 90 days wasn't an option. Sterling gave me a cash offer on day one and let me pick the closing date. I moved on my schedule, not a realtors. Highly recommended!
Your questions, answered.
Can I still sell if an auction date is set?
Often, yes, if there is enough time to close before the sale date. Call us as early as you can: the more time you have, the more options there are.
What if I owe more than the house is worth?
Then a cash sale may not cover the loan. We'll tell you honestly on the call and point you to other options, such as a short sale with your lender.
Will selling stop the foreclosure?
If the sale closes before the auction and the loan is paid off, the foreclosure ends. Your lender and the title company confirm the exact payoff amount.
Related situations
One step left
Get your number. Then decide.
Two minutes now. Your number in writing within 12 hours. Then it's your call.
P.S. You don't have to decide anything today. Get your number, compare it with what an agent would get you, then decide. Moving help is limited each month.Nothing to decide today. Get your number, compare it with an agent's, then decide. Moving help is limited each month.
